Real Estate Loans

In-House Mortgage Loans

Citizens Bank offers 10, 15, 20 and 30 Year Fixed rate mortgages. We provide competitive rates with local service. If you are looking to purchase a home or refinance your existing mortgage, stop in and see what we can do for you.

*Primary residences and Second Home only. Investment properties are not eligible. Max LTV is 80%.

Secondary Market Options

We offer numerous options for financing your next home purchase or refinance. Citizens Bank offers FHA, Rural Development, VA and options for investment properties through our Secondary Market partners. Please call or stop in for more information.

Real Estate Loan Application

Contact a Loan Officer