Personal Savings

Savings

  • Interest rate based on collected balances, compounded monthly, paid monthly
  • No monthly maintenance fee for balances over $25.00
  • Pay $7.00 per month when balance falls below $25.00
  • No monthly fees for minor accounts
  • Itemized quarterly statement
  • At our discretion, we may change the interest rate on the account at anytime
  • Fees can reduce earnings on account
  • You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdraws made in person, by messenger, by mail or at an ATM are unlimited
  • If account has no activity for 12 months, there will be a $3.00 per month charge
  • $25.00 to open

Individual Retirement Savings Account

  • No fee accounts
  • Interest will be compounded quarterly and will be credited to the account quarterly
  • Itemized quarterly statement
  • At our discretion, we may change the interest rate on the account at anytime
  • $25.00 to open

Certificates of Deposit

Our most popular investment.  These deposits are FDIC insured up to the maximum allowed by law. Penalties apply for early withdrawal.

  • Minimum $1,000 opening deposit
  • Interest rate is compounded quarterly and will be paid quarterly
  • 3 month CD
  • 6 month CD
  • 12 month CD
  • 24 month CD
  • 36 month CD
  • 48 month CD
  • 60 month CD