Personal Loans

Auto, Boat, RV & Personal Loans
Our auto program offers competitive rates and flexible payment terms.


Personal Checking

e-Personal Checking

  • There is no minimum balance required and there is no monthly maintenance fee
  • Write as many checks as you like, no limit or additional fees
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking
  • Free Online Monthly eStatements and Notices
  • 2 Free Visa Debit Cards
  • 1st order of checks are free
  • If account has no activity for 12 months, there will be a $3.00 per month charge
  • Must enroll in e-statements to qualify for this account
  • A $2.00 per month fee applies for all paper statements
  • $100.00 to open

Basic Checking

  • There is no minimum balance required and there is no monthly maintenance fee
  • Write as many checks as you like, no limit or additional fees
  • Automatic check safekeeping
  • You may receive copies of two checks per month at no charge, Additional copies are at a charge of $1.00 per check
  • If account has no activity for 12 months, there will be a $3.00 per month charge
  • A $2.00 per month fee applies for all paper statements
  • $100.00 to open

Silver Checking

  • For customers 55 and over
  • Free selected checks for as long as you have the account
  • No monthly fee
  • No minimum balance requirement
  • Interest is compounded monthly, paid monthly
  • At our discretion, we may change the interest rate on the account at anytime
  • If account has no activity for 12 months, there will be a $3.00 per month charge
  • $100.00 to open

Investment Checking Account

  • The interest paid on this account is credited directly to this account. The Bank does not offer the option to mail interest checks on this type of account.
  • Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
  • Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • Limitations: You must deposit $1,000.00 to open this account.
  • Account Fees: A balance of $1,000.00 is required for every day in the cycle to avoid a maintenance fee of $10.00. If account has no activity for 12 months, there will be a $3.00 per month charge.
  • At our discretion, we may change the interest rate on the account at anytime
  • Fees can reduce earnings on account
  • A $2.00 per month fee applies for all paper statements