Business Checking

Business Checking

  • Monthly maintenance fee $7.00
  • Charge of $0.10 for each check written
  • Credit allowance of $0.25 for each $100.00 of average monthly balance to offset the charge.
  • Imaged checks with itemized statement
  • If your checking account has no activity for 12 months, there will be a $3.00 per month charge
  • A $2.00 per month fee applies for all paper statements
  • $100.00 to open

E-Business Checking

  • No minimum balance
  • Up to 300 items per month free, items include paid, deposited & ACH transactions. Items exceeding 300 are subject to a maintenance fee of $0.07 per item
  • Must enroll in eStatements to qualify for this account
  • Imaged checks with itemized statement
  • (2) Free VISA business debit cards, Free Bill Pay, Free Mobile Banking, Free Online Banking, Free eStatements & notices, First check order free
  • If your checking account has no activity for 12 months, there will be a $3.00 per month charge
  • A $2.00 per month fee applies for all paper statements
  • $100.00 to open

Commercial Savings

  • Interest rate based on collected balances, compounded monthly, paid monthly
  • No monthly maintenance fees for balances over $25.00
  • Pay $7.00 per month when balance falls below $25.00
  • Itemized quarterly statement
  • At our discretion, we may change the interest rate on the account at any time
  • Fees can reduce earnings on account
  • You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • If account has no activity for 12 months, there will be a $3.00 per month charge
  • $25.00 to open

Business Money Market Account

  • Interest rates based on collected balances, compounded monthly, paid monthly
  • Imaged checks with itemized monthly statement
  • No monthly maintenance fee with a $1,000.00 minimum balance
  • Monthly maintenance fee of $7.00 when balance falls below $1,000.00 during the statement cycle
  • Excessive Money Market Transaction Fee, $5.00 per excessive payment to third parties - 3 allowed at no charge per statement cycle
  • Up to six withdrawals per statement cycle allowed - 3 of which can be checks
  • At our discretion, we may change the interest rate on the account at anytime
  • Fees can reduce earnings on account
  • If your account has no activity for 12 months, there will be a $3.00 per month charge
  • You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
  • A $2.00 per month fee applies for all paper statements
  • $100.00 to open

Certificates of Deposit

Our most popular investment.  These deposits are FDIC insured up to the maximum allowed by law. Penalties apply for early withdrawal.

  • Minimum $1,000 opening deposit
  • Interest rate is compounded quarterly and will be paid quarterly
  • 3 month CD
  • 6 month CD
  • 12 month CD
  • 24 month CD
  • 36 month CD
  • 48 month CD
  • 60 month CD