Personal Loans

Auto, Boat, RV & Personal Loans

Our auto program offers competitive rates and flexible payment terms.

Real Estate Loans

In-House Mortgage Loans 

Citizens Bank offers 10, 15, 20 and 30 Year Fixed rate mortgages.

Business Loans

A Variety of Financing Programs

Offered through our Mortgage & Loan Departments for professional offices.

Market Watch

New Downtown Location Hours

Beginning March 1, 2016, the lobby and driveup hours for our downtown location will be from 8:00 AM to 5:00 PM, Monday through Friday.

The hours for our uptown location will not change.

Thank you, Citizens Bank of Pagosa Springs


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