Personal Loans

Auto, Boat, RV & Personal Loans

Our auto program offers competitive rates and flexible payment terms.

Real Estate Loans

In-House Mortgage Loans 

Citizens Bank offers 10, 15, 20 and 30 Year Fixed rate mortgages.

Business Loans

A Variety of Financing Programs

Offered through our Mortgage & Loan Departments for professional offices.

Market Watch




Citizens Bank will be issuing new debit cards with the EMV Chip Technology starting January 18, 2017.


Your new cards will arrive in the mail in late January 2017.   The new cards will replace your current debit card(s).  They will have a different card number and expiration date, therefore if you have automatic payments associated with your current card(s) you will need to contact those merchants and provide your new card information.


You may contact us at (970) 731-7235 or (970) 264-2235 to set your PIN and activate your new card.

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