Citizens Bank of Pagosa Springs

After hours number to call for lost or stolen card 1-800-523-4175

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR
NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest bearing transaction account (including Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s account at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) for each deposit insurance ownership category.

Fraudulent Transactions
Please review your bank statements promptly. Fraudulent Activity is higher than normal this time of year.

Important Business Customer Notice
The Unlawful Internet Gambling Enforcement Act (UIGEA) became effective June 1, 2010. This new Act, which will be enforced through new Regulation GG, prohibits businesses which engage in the business of betting or wagering from knowingly accepting payments in connection with unlawful Internet gambling, including payments made through 1) credit cards, 2) electronic fund transfers, and/or 3) checks.

All banks must inform business customers of this regulation and advise them that any transaction in which they are or a person connected to their account(s) accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling are prohibited from transacting at, or from being processed at Citizens Bank of Pagosa Springs, or through any Citizens Bank of Pagosa Springs account.

Member FDIC

Equal Housing Lender

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